Labradoodle insurance
Thinking about insurance for your Labradoodle? The good news is that every US insurer we compare will insure Labradoodles, and none of them excludes the breed. What's most useful to know is which health problems Labradoodles claim for most often, so you can check a policy covers them well. Here they are by life stage, with what each one typically costs to treat in a year.
What health problems do Labradoodles have?
These are the conditions most often claimed for Labradoodles at each stage of life, from Trupanion's claims data, with the typical cost of treatment in a year. "Likely" compares Labradoodles with the average dog in Trupanion's data. Each bar shows the cost range on the same scale, so you can see which problems cost most.
As a puppy
- Swallowing something they shouldn't$300 to $700 a year20% more likely than the average dog
- Broken bone$1,100 to $2,300 a year40% more likely than the average dog
- Parvovirusa serious viral infection, mostly in puppies$1,300 to $2,200 a yearAbout as likely as the average dog
As an adult
- Vomiting and diarrhoea$200 to $400 a year25% more likely than the average dog
- Conjunctivitis$100 a year30% more likely than the average dog
- Ear infection (otitis)$100 to $200 a year55% more likely than the average dogNationwide's 2025 claims: 80% of otitis externa claims cost up to $312 in the first 30 days.
As a senior
- Lipomaa fatty lump under the skin$100 to $200 a yearTwice as likely as the average dog
- Torn cruciate ligamenta knee injury that often needs surgery$3,500 to $4,400 a year30% more likely than the average dogWaiting periods for cruciate ligament cover
- Lumps and masses$300 to $600 a year20% more likely than the average dog
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019); Nationwide's most common claims of 2025. Costs are Trupanion's average yearly cost of treatment, in US dollars.
What to check in a policy for a Labradoodle
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
Which insurers cover Labradoodles?
All of these US insurers will insure a Labradoodle. Click a name to see what that policy covers.
Your questions answered
Can you get insurance for a Labradoodle?
Yes. All 9 US insurers we compare will insure a Labradoodle, and none of their policies excludes the breed.
Is Labradoodle insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Labradoodles are most likely to need.
What health problems are Labradoodles prone to?
In Trupanion's US claims data, the costliest conditions claimed for Labradoodles include torn cruciate ligament, broken bone and parvovirus. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019) and Nationwide's 2025 claims; lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy.
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