US pet insurance by breed

English bulldog insurance

Thinking about insurance for your English Bulldog? The good news is that every US insurer we compare will insure English Bulldogs, and none of them excludes the breed. What's most useful to know is which health problems English Bulldogs claim for most often, so you can check a policy covers them well. Here they are by life stage, with what each one typically costs to treat in a year, along with how long English Bulldogs usually live.

What health problems do English Bulldogs have?

These are the conditions most often claimed for English Bulldogs at each stage of life, from Trupanion's claims data, with the typical cost of treatment in a year. "Likely" compares English Bulldogs with the average dog in Trupanion's data. Each bar shows the cost range on the same scale, so you can see which problems cost most.

As a puppy

  • Cherry eyea red swelling in the corner of the eye$700 to $1,100 a yearOver 10 times as likely as the average dog
  • Pneumonia$800 to $1,600 a year6 times as likely as the average dog
  • Brachycephalic airway syndromebreathing problems in flat-faced dogs$1,800 to $2,500 a yearOver 10 times as likely as the average dog

As an adult

  • Torn cruciate ligamenta knee injury that often needs surgery$3,000 to $3,900 a yearTwice as likely as the average dogWaiting periods for cruciate ligament cover
  • Entropionan eyelid that rolls inwards$700 to $1,100 a yearOver 10 times as likely as the average dog
  • Corneal ulcera sore on the surface of the eye$200 to $300 a year4.5 times as likely as the average dog

As a senior

  • Ear infection (otitis)$100 to $200 a year3 times as likely as the average dogNationwide's 2025 claims: 80% of otitis externa claims cost up to $312 in the first 30 days.
  • Dry eye (keratoconjunctivitis sicca)$200 to $300 a year5 times as likely as the average dog
  • Seizures$500 to $1,100 a yearTwice as likely as the average dogNationwide's 2025 claims: 80% of seizures claims cost up to $783 in the first 30 days and $1,477 in the first year.

Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019); Nationwide's most common claims of 2025. Costs are Trupanion's average yearly cost of treatment, in US dollars.

What to check in a policy for a English Bulldog

Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.

Which insurers cover English Bulldogs?

All of these US insurers will insure a English Bulldog. Click a name to see what that policy covers.

See the UK version of this page

Your questions answered

Can you get insurance for a English Bulldog?

Yes. All 9 US insurers we compare will insure a English Bulldog, and none of their policies excludes the breed.

How long do English Bulldogs live?

The American Kennel Club gives a life expectancy of 8 to 10 years for the English Bulldog. It's worth choosing cover that stays with your dog for life, because the conditions English Bulldogs claim for most tend to change as they get older.

Is English bulldog insurance more expensive?

We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions English Bulldogs are most likely to need.

What health problems are English Bulldogs prone to?

In Trupanion's US claims data, the costliest conditions claimed for English Bulldogs include torn cruciate ligament, brachycephalic airway syndrome and pneumonia. The full list by life stage is above.

Health data from Trupanion's US claims (June 2019) and Nationwide's 2025 claims; lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy.