Dachshund insurance
Thinking about insurance for your Dachshund? The good news is that every US insurer we compare will insure Dachshunds, and none of them excludes the breed. What's most useful to know is which health problems Dachshunds claim for most often, so you can check a policy covers them well. Here they are by life stage, with what each one typically costs to treat in a year, along with how long Dachshunds usually live.
What health problems do Dachshunds have?
These are the conditions most often claimed for Dachshunds at each stage of life, from Trupanion's claims data, with the typical cost of treatment in a year. "Likely" compares Dachshunds with the average dog in Trupanion's data. Each bar shows the cost range on the same scale, so you can see which problems cost most.
As a puppy
- Vomiting and diarrhoea$200 to $400 a year5% more likely than the average dog
- Tooth extraction$400 to $500 a year2.5 times as likely as the average dogDoes pet insurance cover dental?
- Gastritisan inflamed stomach$200 to $300 a year40% more likely than the average dog
As an adult
- Intervertebral disc disease (IVDD)a slipped or damaged disc in the spine$600 to $3,700 a year7 times as likely as the average dog
- Back pain$200 to $400 a year3 times as likely as the average dog
- Slipped disc (disc prolapse)$4,700 to $6,100 a year5 times as likely as the average dog
As a senior
- Intervertebral disc disease (IVDD)a slipped or damaged disc in the spine$600 to $3,700 a year3 times as likely as the average dog
- Pancreatitisan inflamed pancreas$800 to $1,300 a year40% more likely than the average dog
- Dental disease$500 to $700 a year45% more likely than the average dogNationwide's 2025 claims: 80% of dental disease claims cost up to $1,420 in the first 30 days and $1,420 in the first year.Does pet insurance cover dental?
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019); Nationwide's most common claims of 2025. Costs are Trupanion's average yearly cost of treatment, in US dollars.
What to check in a policy for a Dachshund
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
How do insurers cover IVDD?
Intervertebral disc disease (IVDD) is one of the costliest problems Dachshunds claim for, and some policies have their own rules for it. These are the insurers whose policies mention it, so check them carefully, especially if your Dachshund has ever had back trouble.
- TrupanionNot covered if there was any sign of disc disease anywhere in the spine before you enrolled, or in the first 30 days.
- EmbraceIf your dog shows signs of IVDD before joining or in the first 180 days, it is never covered, in any part of the spine.
- FigoTreated as an orthopedic condition, with a 6-month waiting period for dogs that a vet can waive with an orthopedic exam and waiver form.
- Pets BestDisc conditions are always treated as an illness, never as an accident or injury.
Which insurers cover Dachshunds?
All of these US insurers will insure a Dachshund. Click a name to see what that policy covers.
Your questions answered
Can you get insurance for a Dachshund?
Yes. All 9 US insurers we compare will insure a Dachshund, and none of their policies excludes the breed.
How long do Dachshunds live?
The American Kennel Club gives a life expectancy of 12 to 16 years for the Dachshund. It's worth choosing cover that stays with your dog for life, because the conditions Dachshunds claim for most tend to change as they get older.
Is Dachshund insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Dachshunds are most likely to need.
What health problems are Dachshunds prone to?
In Trupanion's US claims data, the costliest conditions claimed for Dachshunds include slipped disc and intervertebral disc disease. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019) and Nationwide's 2025 claims; lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy.
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