Boston terrier insurance
Thinking about insurance for your Boston Terrier? The good news is that every US insurer we compare will insure Boston Terriers, and none of them excludes the breed. What's most useful to know is which health problems Boston Terriers claim for most often, so you can check a policy covers them well. Here they are by life stage, with what each one typically costs to treat in a year, along with how long Boston Terriers usually live.
What health problems do Boston Terriers have?
These are the conditions most often claimed for Boston Terriers at each stage of life, from Trupanion's claims data, with the typical cost of treatment in a year. "Likely" compares Boston Terriers with the average dog in Trupanion's data. Each bar shows the cost range on the same scale, so you can see which problems cost most.
As a puppy
- Allergies$100 to $200 a year60% more likely than the average dogNationwide's 2025 claims: 80% of skin allergies claims cost up to $286 in the first 30 days and $891 in the first year.
- Slipping kneecap (patellar luxation)$1,300 to $2,300 a year3 times as likely as the average dog
- Tooth extraction$300 to $500 a year55% more likely than the average dogDoes pet insurance cover dental?
As an adult
- Dental disease$500 to $700 a year35% more likely than the average dogNationwide's 2025 claims: 80% of dental disease claims cost up to $1,420 in the first 30 days and $1,420 in the first year.Does pet insurance cover dental?
- Allergies$100 to $200 a year30% more likely than the average dogNationwide's 2025 claims: 80% of skin allergies claims cost up to $286 in the first 30 days and $891 in the first year.
- Corneal ulcera sore on the surface of the eye$100 to $300 a year5 times as likely as the average dog
As a senior
- Lumps and masses$300 to $600 a year20% more likely than the average dog
- Mast cell tumoura common skin cancer in dogs$1,100 to $1,700 a year3.5 times as likely as the average dogDoes pet insurance cover cancer?
- Allergies$100 to $200 a year70% more likely than the average dogNationwide's 2025 claims: 80% of skin allergies claims cost up to $286 in the first 30 days and $891 in the first year.
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019); Nationwide's most common claims of 2025. Costs are Trupanion's average yearly cost of treatment, in US dollars.
What to check in a policy for a Boston Terrier
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
Which insurers cover Boston Terriers?
All of these US insurers will insure a Boston Terrier. Click a name to see what that policy covers.
Your questions answered
Can you get insurance for a Boston Terrier?
Yes. All 9 US insurers we compare will insure a Boston Terrier, and none of their policies excludes the breed.
How long do Boston Terriers live?
The American Kennel Club gives a life expectancy of 11 to 13 years for the Boston Terrier. It's worth choosing cover that stays with your dog for life, because the conditions Boston Terriers claim for most tend to change as they get older.
Is Boston terrier insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Boston Terriers are most likely to need.
What health problems are Boston Terriers prone to?
In Trupanion's US claims data, the costliest conditions claimed for Boston Terriers include slipping kneecap, mast cell tumour and dental disease. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019) and Nationwide's 2025 claims; lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy.
More guides to dog insurance: Pet insurance for senior dogs · Puppy insurance · Multi-pet insurance · Dog insurance by breed · Pet insurance that covers pre-existing conditions · Does pet insurance cover dental? · What does dog insurance cover? · Pet insurance waiting period · Pet insurance deductible · Does pet insurance cover hip dysplasia? · Does pet insurance cover cancer? · Does pet insurance cover surgery? · Does homeowners insurance cover dog bites? · Costco dog insurance · PetSmart dog insurance · USAA dog insurance · State Farm dog insurance · Geico dog insurance · Trupanion vs Pets Best · Healthy Paws vs Trupanion