Border collie insurance
Thinking about insurance for your Border Collie? The good news is that every US insurer we compare will insure Border Collies, and none of them excludes the breed. What's most useful to know is which health problems Border Collies claim for most often, so you can check a policy covers them well. Here they are by life stage, with what each one typically costs to treat in a year, along with how long Border Collies usually live.
What health problems do Border Collies have?
These are the conditions most often claimed for Border Collies at each stage of life, from Trupanion's claims data, with the typical cost of treatment in a year. "Likely" compares Border Collies with the average dog in Trupanion's data. Each bar shows the cost range on the same scale, so you can see which problems cost most.
As a puppy
- Lameness and limping$300 to $500 a year40% more likely than the average dog
- Broken tooth$600 to $900 a year3 times as likely as the average dogDoes pet insurance cover dental?
- Broken bone$800 to $1,800 a year2.5 times as likely as the average dog
As an adult
- Swallowing something they shouldn't$300 to $1,200 a year35% more likely than the average dog
- Seizures$500 to $1,000 a year20% more likely than the average dogNationwide's 2025 claims: 80% of seizures claims cost up to $783 in the first 30 days and $1,477 in the first year.
- Hip dysplasiaa hip joint that doesn't develop properly$400 to $800 a year5% more likely than the average dogDoes pet insurance cover hip dysplasia?
As a senior
- Arthritis$300 to $600 a year75% more likely than the average dogNationwide's 2025 claims: 80% of osteoarthritis claims cost up to $420 in the first 30 days and $1,245 in the first year.
- Lameness and limping$300 to $500 a year45% more likely than the average dog
- Dental disease$300 to $400 a year15% more likely than the average dogNationwide's 2025 claims: 80% of dental disease claims cost up to $1,420 in the first 30 days and $1,420 in the first year.Does pet insurance cover dental?
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019); Nationwide's most common claims of 2025. Costs are Trupanion's average yearly cost of treatment, in US dollars.
What to check in a policy for a Border Collie
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
Which insurers cover Border Collies?
All of these US insurers will insure a Border Collie. Click a name to see what that policy covers.
Your questions answered
Can you get insurance for a Border Collie?
Yes. All 9 US insurers we compare will insure a Border Collie, and none of their policies excludes the breed.
How long do Border Collies live?
The American Kennel Club gives a life expectancy of 12 to 15 years for the Border Collie. It's worth choosing cover that stays with your dog for life, because the conditions Border Collies claim for most tend to change as they get older.
Is Border collie insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Border Collies are most likely to need.
What health problems are Border Collies prone to?
In Trupanion's US claims data, the costliest conditions claimed for Border Collies include broken bone, swallowing something they shouldn't and seizures. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019) and Nationwide's 2025 claims; lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy.
More guides to dog insurance: Pet insurance for senior dogs · Puppy insurance · Multi-pet insurance · Dog insurance by breed · Pet insurance that covers pre-existing conditions · Does pet insurance cover dental? · What does dog insurance cover? · Pet insurance waiting period · Pet insurance deductible · Does pet insurance cover hip dysplasia? · Does pet insurance cover cancer? · Does pet insurance cover surgery? · Does homeowners insurance cover dog bites? · Costco dog insurance · PetSmart dog insurance · USAA dog insurance · State Farm dog insurance · Geico dog insurance · Trupanion vs Pets Best · Healthy Paws vs Trupanion