Chihuahua insurance
Thinking about insurance for your Chihuahua? The good news is that every UK insurer we compare will insure Chihuahuas, and none of them excludes the breed. What's most useful to know is which health problems Chihuahuas claim for most often, so you can check a policy covers them well. Here they are by life stage, along with how long Chihuahuas usually live.
What health problems do Chihuahuas have?
These are the conditions most often claimed for Chihuahuas at each stage of life, from Trupanion's claims data. "Likely" compares Chihuahuas with the average dog in Trupanion's data.
As a puppy
- Broken bone25% more likely than the average dog
- Tooth extraction4 times as likely as the average dogDoes pet insurance cover dental?
- Gastroenteritisan upset stomach and gutAbout as likely as the average dog
As an adult
- Slipping kneecap (patellar luxation)2.5 times as likely as the average dog
- Dental diseaseTwice as likely as the average dogDoes pet insurance cover dental?
- Seizures45% more likely than the average dog
As a senior
- Congestive heart failureTwice as likely as the average dog
- Heart murmurTwice as likely as the average dog
- Cough60% more likely than the average dog
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019). From US claims, so costs aren't shown here; the conditions are the same wherever your dog lives.
What to check in a policy for a Chihuahua
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
Which insurers cover Chihuahuas?
All of these UK insurers will insure a Chihuahua. Click a name to see what that policy covers, in plain English, from its own documents.
- Petplan
- Admiral
- Animal Friends
- Direct Line
- Waggel
- More Than
- Agria
- Sainsbury's
- John Lewis
- Tesco
- PDSA
- Marks and Spencer
- RSPCA
- Argos
- Post Office
- Churchill
- LV=
ManyPets isn't listed because its website asked us to verify we were human, so we couldn't read its list of excluded breeds.
Your questions answered
Can you get insurance for a Chihuahua?
Yes. All 17 UK insurers we compare will insure a Chihuahua, and none lists the breed on its exclusion list. UK exclusion lists mostly cover banned and bully types; ManyPets isn't included here because we couldn't read its list.
How long do Chihuahuas live?
The American Kennel Club gives a life expectancy of 14 to 16 years for the Chihuahua. It's worth choosing cover that stays with your dog for life, because the conditions Chihuahuas claim for most tend to change as they get older.
Is Chihuahua insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Chihuahuas are most likely to need.
What health problems are Chihuahuas prone to?
In Trupanion's US claims data, the costliest conditions claimed for Chihuahuas include broken bone, slipping kneecap and congestive heart failure. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019); lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy. Barklopedia doesn't arrange UK insurance.
More guides to dog insurance: Pet insurance for older dogs · Third party liability insurance for dogs · Dog insurance by breed · Multi dog insurance · Lifetime pet insurance · Pet insurance for pre-existing conditions · Does pet insurance cover dental? · What does dog insurance cover? · Pet insurance excess