Cavalier King Charles spaniel insurance
Thinking about insurance for your Cavalier King Charles Spaniel? The good news is that every UK insurer we compare will insure Cavalier King Charles Spaniels, and none of them excludes the breed. What's most useful to know is which health problems Cavalier King Charles Spaniels claim for most often, so you can check a policy covers them well. Here they are by life stage, along with how long Cavalier King Charles Spaniels usually live.
What health problems do Cavalier King Charles Spaniels have?
These are the conditions most often claimed for Cavalier King Charles Spaniels at each stage of life, from Trupanion's claims data. "Likely" compares Cavalier King Charles Spaniels with the average dog in Trupanion's data.
As a puppy
- Slipping kneecap (patellar luxation)3 times as likely as the average dog
- Tooth extraction80% more likely than the average dogDoes pet insurance cover dental?
- PneumoniaAbout as likely as the average dog
As an adult
- Dental disease2.5 times as likely as the average dogDoes pet insurance cover dental?
- Heart murmurOver 10 times as likely as the average dog
- Urinary tract infection75% more likely than the average dog
As a senior
- Mitral valve diseasea leaky heart valveOver 10 times as likely as the average dog
- Congestive heart failure4 times as likely as the average dog
- Syringomyeliafluid-filled cavities in the spinal cordOver 10 times as likely as the average dog
Source: Trupanion, Commonly Claimed Conditions (US claims data, June 2019). From US claims, so costs aren't shown here; the conditions are the same wherever your dog lives.
What to check in a policy for a Cavalier King Charles Spaniel
Some of the conditions above have their own rules in pet insurance policies, such as longer waiting periods or exclusions if signs show early on. These guides show how each insurer handles them.
Which insurers cover Cavalier King Charles Spaniels?
All of these UK insurers will insure a Cavalier King Charles Spaniel. Click a name to see what that policy covers, in plain English, from its own documents.
- Petplan
- Admiral
- Animal Friends
- Direct Line
- Waggel
- More Than
- Agria
- Sainsbury's
- John Lewis
- Tesco
- PDSA
- Marks and Spencer
- RSPCA
- Argos
- Post Office
- Churchill
- LV=
ManyPets isn't listed because its website asked us to verify we were human, so we couldn't read its list of excluded breeds.
Your questions answered
Can you get insurance for a Cavalier King Charles Spaniel?
Yes. All 17 UK insurers we compare will insure a Cavalier King Charles Spaniel, and none lists the breed on its exclusion list. UK exclusion lists mostly cover banned and bully types; ManyPets isn't included here because we couldn't read its list.
How long do Cavalier King Charles Spaniels live?
The American Kennel Club gives a life expectancy of 12 to 15 years for the Cavalier King Charles Spaniel. It's worth choosing cover that stays with your dog for life, because the conditions Cavalier King Charles Spaniels claim for most tend to change as they get older.
Is Cavalier King Charles spaniel insurance more expensive?
We don't list prices, because they depend on your dog and where you live. Insurers do price by breed: Figo, for example, says premiums are based on the species or breed of your pet. The best way to compare is to get quotes and check how each policy covers the conditions Cavalier King Charles Spaniels are most likely to need.
What health problems are Cavalier King Charles Spaniels prone to?
In Trupanion's US claims data, the costliest conditions claimed for Cavalier King Charles Spaniels include slipping kneecap, syringomyelia and congestive heart failure. The full list by life stage is above.
Health data from Trupanion's US claims (June 2019); lifespan from the American Kennel Club; which insurers cover the breed from each insurer's own documents and exclusion lists, read in October 2026. Check the policy before you buy. Barklopedia doesn't arrange UK insurance.
More guides to dog insurance: Pet insurance for older dogs · Third party liability insurance for dogs · Dog insurance by breed · Multi dog insurance · Lifetime pet insurance · Pet insurance for pre-existing conditions · Does pet insurance cover dental? · What does dog insurance cover? · Pet insurance excess